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How Long Does it Take to File an 18 Wheeler Claim? If someone is injured in a crash caused by an 18 wheeler, the case can be more difficult to settle than a typical car crash claim. The majority of truck accidents are followed by serious injuries. There are many factors which influence the time it takes to come to an agreement. Here are some of the most important aspects. Insurance claims Like all vehicles on the road, 18-wheeler truckers must have a minimum level of insurance. This is because collisions with large trucks are more likely to result in serious injury and property damage when compared to a car accident. In reality, these accidents often cause death and severe injuries. In light of this, it is essential that victims of these accidents make a claim for the compensation they are entitled to. It isn't easy to find a policy that is able to meet all of your needs, even though coverage for 18 wheelers is a must. Based on the nature of the cargo your trucks transport it is possible that you will require additional kinds of insurance. Hazmat carriers, for example, may require liability insurance that ranges from $5 million to $5 million. Other policies that you might require include towing insurance trailer interchange insurance, and cargo insurance. In addition to this an experienced lawyer will help you decide on the types of insurance your company requires. The attorney will help you negotiate with insurance companies to ensure that your claim is properly resolved. In certain situations insurance companies might try to minimize their liability by asserting that they are at fault. This could severely diminish your claim. An attorney can help you to counter these claims and receive the maximum compensation you deserve. A knowledgeable lawyer will ensure that you receive the cash needed to recover regardless of the manner in which you were injured in your accident. Settlements In many instances, a truck accident victim will receive an initial settlement offer well before a lawsuit is filed. This offer is usually lower than what the victim is entitled to. It's made by the trucking company or their legal team. This offer should never be accepted without consulting a personal injury lawyer. The value of the settlement is based on various factors, including the severity of injuries and property damage. It also varies based on medical costs. Non-economic damages can also be considered, especially in the event that the crash has left you physically and emotionally distressed. However these losses are difficult to quantify and require expert analysis. The amount you will receive in compensation is also affected by the amount of liability. If you can prove that the responsible party has violated traffic laws, was negligently or caused the accident by some other wrongdoing, they'll be responsible for paying the damages. There are other legal defenses that can restrict their liability. These include contributory negligence and comparative fault. The owner of the trucking company may also be held liable for the accident. This can happen when a driver operated the truck in poor conditions, or the company did not maintain the vehicle. In addition, if cargo was not properly loaded or the equipment of the truck was damaged the cargo loading and shipping company could be held responsible. Filing a lawsuit If the insurance company fails to provide a fair settlement and you are left with no choice but to start a lawsuit. This can delay the resolution of your case however, it could also lead to a greater settlement. Whether you choose to settle or go to trial, an experienced truck accident lawyer is the best option. You need someone to safeguard your interests because the insurance companies will try to reduce the value of your claim. A Lafayette truck accident lawyer can examine your accident and determine the worth of damages to ensure you get the maximum amount of compensation. In many 18-wheeler collisions, there are multiple parties responsible. For instance, if the truck driver was under the influence or in violation of the hours of service regulations the employer could be held responsible. A manufacturer of a vehicle component or repair shop may also be held liable in the event that the component was defective and the reason for the accident. Additionally, cargo loading or shipping companies could be held accountable for accidents that involve their trucks. This is due to the fact that these trucks have to be loaded and transported in a safe way to prevent them from falling over or hitting the ground. Consequently, these companies must adhere to strict safety standards. The law also allows the company to recover non-economic damages like pain and suffering. Trial Most truck accident cases are settled through negotiations with the insurance company, and a fair settlement should be based on all of your medical expenses as well as treatment costs and other losses you may have and will suffer. An attorney can help you determine the potential damages that your future losses could be, as well as whether punitive damages are applicable. 18 wheeler accident lawyer newport beach of time needed to receive a full and final settlement depends on a variety of factors, and an experienced attorney can help you through the procedure. The severity of your injuries will determine the amount of compensation you are likely to receive. Some injuries will only affect you for some time, while others will have an extended or permanent impact on your life. It can take a long time to determine fault, as it's not always apparent in 18 wheeler crashes. This is because there can be multiple responsible parties which include the driver of the truck as well as the company that employs them. In certain instances, there could be mechanical problems caused by the vehicle that result in the vehicle to crash. In this situation it could be necessary to hold the repair shop or the manufacturer accountable for any damage. There are a variety of factors that can affect the size of a settlement in an 18-wheeler accident however, in general these cases tend to yield larger settlements than those with cars. This is due to the severity of the injuries and the damages that may result from these accidents.